Which type of deed provides the most protection to a buyer?

A general warranty deed provides the most protection to a buyer because it guarantees that the seller holds clear title to the property and has the right to transfer it. This type of deed includes broad covenants, or promises, regarding the property’s title, covering both the time the seller owned the property and any previous owners. If any issues arise with the title, such as claims from previous owners or undisclosed liens, the buyer can seek legal recourse against the seller.

In contrast, a special warranty deed offers less protection because it only warrants against defects that arose during the seller's ownership of the property. A grant deed typically includes some level of assurance about the title but does not offer the same broad protections as a general warranty deed. A quitclaim deed offers the least protection, as it merely transfers whatever interest the seller has in the property without any warranties about the title, leaving the buyer with significant risks regarding any potential claims or issues.